You must complete the Master Promissory Note (MPN) each academic year before tuition can be deferred. Loans will not disburse until the MPN has been completed.
For Direct PLUS Loans, if it is determined that you have an adverse credit history but you obtain an endorser, you may receive only one loan under the MPN that you sign. If you later want to receive another Direct PLUS Loan, you must sign a new MPN. If you sign a MPN and receive a Direct PLUS Loan without an endorser, but are later determined to have an adverse credit history and obtain an endorser for a future Direct PLUS Loan, you will have to sign a new MPN for that loan.