Parents who demonstrate appropriate credit worthiness are eligible to borrow a low interest loan, up to the cost of education less any financial aid received, for their student. TCC requires the student to complete the FAFSA and to have a valid ISIR or SAR on file in Financial Aid in order to process a PLUS Loan. Tuition and fees are not deferred for students awarded PLUS loans.
http://www.tcc.fl.edu/admissions/financial-aid/new-students/federal-direct-loans/